MedMyWay specializes in matching people across Northern Kentucky and Greater Cincinnati with the right Medicare and health insurance coverage. Whatever stage of life you're in, we make it easy to understand your options and feel confident in your choice.
MedMyWay specializes in matching people across Northern Kentucky & Greater Cincinnati with the right Medicare & health insurance coverage.
The Annual Enrollment period is your chance to review & change your Medicare coverage. Here's what you need to know for 2026.
Just turning 65? Learn how Medicare works, what your options are, and how to get enrolled without the confusion.
Not on Medicare yet? See what's changed for individual and family health insurance plans in 2026 and find the right fit.
Real people, real coverage, real peace of mind. Here's what our clients across Northern Kentucky and Cincinnati have to say about working with MedMyWay.
"My wife and I were guided wonderfully through the Medicare sign-up process by Jeff. His knowledge of the different programs and companies for each of us with our different needs was just what we were looking for. The experience with Jeff and Med My Way was great and we would definitely recommend to anyone."
"Jeff did a wonderful job listening to my needs and making great recommendations. I recommend Jeff for all of my family and friends for all of their health insurance needs"
"A company I can have peace of mind working with! Very knowledgeable and professional !!!"
"Jeff has taken such great care of my family's health insurance needs. He is prompt with responses, informative (especially in the wake of the health insurance changes this year) and just a great all around guy!"
"I was referred to Jeff last year, and he has truly been a blessing. His support has been exceptional—he consistently goes above and beyond and is always thinking of new ways to help. We couldn’t be happier with his services."
"Jeff is great to work with . He is knowledgeable, efficient and personable. He makes navigating the complex Medicare world easy both for me and my husband. I highly recommend his services."
"Suzanne helped me understand a complicated and confusing system and I was able to choose a great plan. Thanks and keep up the great job."
"I’ve worked with Jeff for over 10 years now when I was not on Medicare and he helped me get on Medicare. He always gets back to me promptly and courteously. I have recommended many of my friends to him."
"Jeff is very easy to work with and is always trying to get the best option to serve you!"
"Jeff is very knowledgeable and great to work with."
"The best Insurance Agent, I have ever dealt with. He was amazing fast. I cannot thank him enough.!"
"Jeff was very helpful during the Medicare choice process. He brought solid experience, listened to my needs and brought viable options that helped me feel comfortable with the decisions. Was responsive and had great follow up. Would highly recommend Jeff and MED My Way"
"Jeff is absolutely the best he has always been there no matter what"
"Jeff was spectacular to work with. Very understanding and knew the business thoroughly. I can\'t recommend him enough. As an older self employed person it can be difficult to navigate individual health insurance. Jeff had me set up with a great plan in no time.I wish I could give him 10 stars"
"Did a great job with helping me. I am willing to recommend you."
"Jeff is very knowledgeable, professional and friendly. He made us very comfortable by making good recommendations on health care options we didn’t even know existed. Thank you!"
"I was referred to Jeff and met with him shortly before the selection deadline. He explained several plans to me so I was able to make an educated choice for my 2025 Medicare plan. I would definitely recommend Jeff to anyone looking for help navigating the complicated world of Medicare"
"Jeff and MedMyWay were absolute lifesavers when trying to get things set up during open enrollment. Safe to say things didn\'t go well on the other side of the computer and Jeff worked tirelessly with contacts on the other side to finally find the problem and get it resolved -- all during the crazy holiday period. I know we are glad we had Jeff in our corner to get things done in such an important area as healthcare. Would definitely recommend."
"Jeff J was professional and well informed. He answered all of our questions and gave us time to carefully consider our options. He helped us make a good choice for us."
"Jeff Janosick is a knowledgeable and helpful professional, and a great ambassador for his profession."
We help individuals and families across Northern Kentucky and Greater Cincinnati find the right coverage — at no cost to them.
Unbiased plan comparisons across Medicare Supplement, Medicare Advantage, and Part D carriers.
Marketplace and off-exchange health insurance for individuals, families, and the self-employed.
We make Medicare and health insurance simple, personal, and completely free to you - with real local agents who are in it for the long haul.
We are completely independent and do not work for an insurance company.Our goal is to analyze and present many health insurance and Medicare Supplement, Medicare Advantage, and Part D RX plan carrier options. Not just one!
MedMyWay is compensated by health and Medicare insurance companies, not our clients.The premium you pay for your insurance is the same whether you work with MedMyWay or not.
We provide lifetime claims service for your health insurance or Medicare plan,. We can help you sort through your statements, claims issues, and appeals. We are licensed in many states including Kentucky, Ohio, Indiana, Florida, Missouri, Wisconsin, Virginia, Alabama, North Carolina, South Carolina, Georgia, Arkansas, Texas, and Washington.
Independent agents, real neighbors. Jeff and Suzanne have helped thousands of families across Northern Kentucky and Greater Cincinnati navigate Medicare and health insurance.
Straight-talk articles on Medicare, health insurance, and enrollment — written for real people, not insurance insiders.
Straight answers to the questions we hear most. If you don't see yours here, just give us a call — we're happy to help.
How much does it cost to work with MedMyWay?
There is no cost to work with MedMyWay for Medicare or health insurance guidance. Our consultations, plan reviews, and enrollment help are provided at no charge to you.
As an independent insurance agency, MedMyWay is compensated by the insurance companies when a client enrolls in a plan. Your premium is the same whether you work with us directly or go to the insurance company on your own.
Our goal is to help you compare your options clearly, understand the differences between plans, and choose coverage that fits your doctors, prescriptions, budget, and personal needs.
MedMyWay helps with:
Medicare Advantage plans
Medicare Supplement plans
Prescription Drug Plans
Individual and family health insurance
Marketplace and non-Marketplace health plans
There are no consultation fees, no hidden charges, and no obligation to enroll. Our advice and service are free.
Medicare Supplement and Medicare Advantage are two different ways to help cover costs that Original Medicare does not fully pay.
A Medicare Supplement, also called a Medigap plan, works with Original Medicare. Medicare remains your primary coverage, and the supplement helps pay some or most of the out-of-pocket costs, such as deductibles, coinsurance, and copays. With most Medicare Supplement plans, you can see any doctor or hospital in the United States that accepts Medicare. These plans usually have a monthly premium, but they can provide more predictable medical costs.
A Medicare Advantage plan, also called Part C, is an alternative way to receive your Medicare benefits through a private insurance company. These plans often have lower monthly premiums and may include extra benefits such as dental, vision, hearing, fitness benefits, and prescription drug coverage. Medicare Advantage plans usually have networks, copays, prior authorization rules, and an annual out-of-pocket maximum.
The right choice depends on your doctors, prescriptions, travel habits, budget, and how much flexibility you want.
Most people become eligible for Medicare when they turn 65. Your first chance to enroll is called your Initial Enrollment Period. It lasts for 7 months:
3 months before your 65th birthday month, your birthday month, and 3 months after your birthday month.
For many people, this is the best time to enroll in Medicare Part A and Part B to avoid late enrollment penalties or gaps in coverage.
You may also be able to enroll at other times, depending on your situation:
If you are still working past 65
If you or your spouse are still working and you have qualifying employer group health coverage, you may be able to delay Medicare Part B without a penalty. When that coverage ends, you may qualify for a Special Enrollment Period.
If you missed your first enrollment window
If you missed your Initial Enrollment Period and do not qualify for a Special Enrollment Period, you may need to use the General Enrollment Period, which runs from January 1 through March 31 each year. Coverage generally starts the month after you sign up.
If you want to change Medicare plans
The Medicare Annual Enrollment Period runs from October 15 through December 7 each year. During this time, you can review or change Medicare Advantage and Part D prescription drug plans for coverage beginning January 1.
Yes. MedMyWay helps people under 65 compare health insurance options, not just Medicare.
If you are self-employed, between jobs, retiring early, losing employer coverage, or looking for coverage for your family, we can help you understand your options and find a plan that fits your doctors, prescriptions, budget, and coverage needs.
MedMyWay can help with:
Individual health insurance
Family health insurance
Marketplace health plans
Non-Marketplace health plans
Short-term health insurance options
Dental and vision coverage
Coverage for self-employed business owners
Health insurance for people retiring before Medicare eligibility
There is no cost to work with MedMyWay. Our guidance, plan reviews, and enrollment help are free.
MedMyWay is an independent insurance agency, which means we are not tied to just one insurance company. We are appointed with almost all of the major Medicare and health insurance carriers in the market, allowing us to compare many different options for our clients.
The carriers available to you may depend on where you live, your county, your doctors, your prescriptions, and the type of coverage you need. Because plan availability changes by location, we help you review the options available in your area and explain the differences in plain language.
Our goal is not to push one company. Our goal is to help you find the plan that fits your needs.
MedMyWay works with carriers offering:
Medicare Advantage plans
Medicare Supplement plans
Part D prescription drug plans
Individual and family health insurance
Marketplace health plans
Non-Marketplace health plans
Dental and vision coverage
Because we work with many carriers, we can help you compare benefits, premiums, provider networks, prescription drug coverage, and out-of-pocket costs before you make a decision.
