MedMyWay, led by Jeff and Suzanne Janosick, is an independent Medicare and health insurance broker serving Florence, Kentucky and the surrounding Boone County area. As independent agents, we work for you — not the insurance companies. That means we compare plans from every major carrier and give you honest, unbiased guidance at no cost to you. Whether you’re turning 65, shopping for Medicare coverage in Florence, or looking for affordable health insurance under 65, we’re here to make the process simple.
Florence is one of the largest and fastest-growing communities in Northern Kentucky — and with that comes a wide range of Medicare plan options. MedMyWay helps Florence residents cut through the noise and find the right coverage, including:
All-in-one plans that often include prescription drug, dental, and vision coverage. We’ll identify the best Advantage plans available in the Florence and Boone County area.
Covers the gaps Original Medicare leaves behind, like copays, coinsurance, and deductibles. A strong option for those who want consistent, predictable costs.
Standalone drug coverage to pair with Original Medicare or a Medigap plan. We compare every Part D plan available in your zip code to find the best match for your medications.
Kentucky state assistance programs that may help lower your Medicare premium costs based on income and assets.
New to Medicare and not sure where to start? MedMyWay helps Florence residents navigate the transition to Medicare smoothly and confidently. We’ll help you understand:
The earlier you start the conversation, the better. Reach out to Jeff or Suzanne before your 65th birthday and we’ll walk through everything together — no pressure, no obligation.
Not yet eligible for Medicare? MedMyWay helps individuals and families in Florence find affordable health insurance through ACA Marketplace plans (Kynect), non-Marketplace PPO options, and short-term health plans. We’ll compare your options across every major carrier and help you find coverage that fits your life and your budget.
Comprehensive plans that may qualify for income-based subsidies.
The most common option for individuals and families under 65. Offered through Kentucky's state exchange (Kynect) or the federal marketplace in Ohio. These plans cover pre-existing conditions and may qualify for significant subsidies based on your income. They typically use HMO networks, so you'll have a primary care physician and need referrals for specialists. We'll run your numbers and show you the most affordable options available.
More flexibility, larger networks, no referrals needed.
If you want more flexibility in choosing doctors — or you don't qualify for ACA subsidies — a non-marketplace PPO may be the better fit. PPO plans offer larger national networks, no referral requirements, and often more predictable out-of-pocket costs. We work with multiple carriers offering PPO options in Kentucky and Ohio, and we'll compare premiums, networks, and benefits side by side so you see exactly what you're getting.
Temporary coverage to bridge gaps between plans.
UnitedHealthcare short-term plans are designed for gaps in coverage — between jobs, after aging off a parent's plan, or while waiting for Medicare eligibility. They offer fast, flexible coverage but don't cover pre-existing conditions and aren't a long-term replacement for comprehensive insurance. We'll help you decide whether a short-term plan makes sense for your situation, and for how long.
Flexible short-term coverage for life transitions.
Allstate short-term plans are another solid option for bridging temporary coverage gaps. Like other short-term coverage, they're built for flexibility during life transitions rather than long-term protection, and they don't meet ACA requirements or cover pre-existing conditions. We'll compare Allstate's short-term options against UnitedHealthcare's and the rest of the market so you land on the right temporary solution.
MedMyWay serves clients throughout Florence and the broader Boone County area, including Erlanger, Elsmere, Walton, Union, Burlington, Hebron, and surrounding Northern Kentucky communities. We also work with clients across the river in Cincinnati and throughout Greater Cincinnati and Southwest Ohio.
Jeff Janosick has been helping Northern Kentucky and Cincinnati residents find the right Medicare and health insurance plans since 2008. With thousands of clients helped and five-star reviews across the region, MedMyWay brings the kind of local knowledge and personal service that national carriers and call centers simply can’t offer.
Whether you’re new to Medicare, turning 65, or just want to make sure you’re on the best plan available — MedMyWay is here to help. Schedule a free, no-pressure conversation with Jeff or Suzanne today.
