MedMyWay, led by Jeff and Suzanne Janosick, is an independent Medicare and health insurance broker serving Fort Thomas, Kentucky and the surrounding Northern Kentucky area. Our office is located right here in Fort Thomas — so when you work with us, you’re working with a local agent who knows your community, not a call center hundreds of miles away. We compare plans from every major carrier and provide honest, unbiased guidance at no cost to you.
Choosing the right Medicare plan is one of the most important financial decisions you’ll make. MedMyWay helps Fort Thomas residents understand and compare all available Medicare options, including:
All-in-one plans that often include prescription drug, dental, and vision coverage. We’ll help you find the right Advantage plan available in the Fort Thomas and Campbell County area.
Covers the costs Original Medicare doesn’t, like copays, coinsurance, and deductibles. Ideal for those who want predictable out-of-pocket costs year-round.
Standalone drug coverage to pair with Original Medicare or a Medigap plan. We’ll compare every available Part D plan in your area to find the best fit for your medications.
Kentucky state assistance programs that may help reduce your Medicare premium costs based on your income and assets.
If you’re approaching 65 and new to Medicare, the enrollment process can feel overwhelming. MedMyWay specializes in helping Fort Thomas residents navigate the transition smoothly. We’ll help you understand:
Getting started early is the best way to make sure you’re covered without gaps. Contact Jeff or Suzanne before your 65th birthday and we’ll walk through everything together.
Not yet eligible for Medicare? MedMyWay also helps individuals and families in Fort Thomas find affordable health insurance through ACA Marketplace plans (Kynect), non-Marketplace PPO options, and short-term health plans. We’ll compare your options and help you find coverage that fits your budget — at no cost to you.
Comprehensive plans that may qualify for income-based subsidies.
The most common option for individuals and families under 65. Offered through Kentucky's state exchange (Kynect) or the federal marketplace in Ohio. These plans cover pre-existing conditions and may qualify for significant subsidies based on your income. They typically use HMO networks, so you'll have a primary care physician and need referrals for specialists. We'll run your numbers and show you the most affordable options available.
More flexibility, larger networks, no referrals needed.
If you want more flexibility in choosing doctors — or you don't qualify for ACA subsidies — a non-marketplace PPO may be the better fit. PPO plans offer larger national networks, no referral requirements, and often more predictable out-of-pocket costs. We work with multiple carriers offering PPO options in Kentucky and Ohio, and we'll compare premiums, networks, and benefits side by side so you see exactly what you're getting.
Temporary coverage to bridge gaps between plans.
UnitedHealthcare short-term plans are designed for gaps in coverage — between jobs, after aging off a parent's plan, or while waiting for Medicare eligibility. They offer fast, flexible coverage but don't cover pre-existing conditions and aren't a long-term replacement for comprehensive insurance. We'll help you decide whether a short-term plan makes sense for your situation, and for how long.
Flexible short-term coverage for life transitions.
Allstate short-term plans are another solid option for bridging temporary coverage gaps. Like other short-term coverage, they're built for flexibility during life transitions rather than long-term protection, and they don't meet ACA requirements or cover pre-existing conditions. We'll compare Allstate's short-term options against UnitedHealthcare's and the rest of the market so you land on the right temporary solution.
MedMyWay is based in Fort Thomas and serves clients throughout Campbell County and the broader Northern Kentucky region, including Newport, Cold Spring, Highland Heights, Alexandria, and surrounding communities. We also serve clients across the river in Cincinnati and throughout Greater Cincinnati.
Jeff Janosick has been helping Northern Kentucky and Cincinnati residents find the right Medicare and health insurance plans since 2008. With thousands of clients helped and five-star reviews across the region, MedMyWay brings experience and local knowledge that national call centers simply can’t match.
Whether you’re new to Medicare, turning 65, or just want to make sure you’re on the best plan available — MedMyWay is here to help. Schedule a free, no-pressure conversation with Jeff or Suzanne today.
