MedMyWay, led by Jeff and Suzanne Janosick, is an independent Medicare and health insurance broker serving Dayton, Ohio and the broader Miami Valley area. As independent agents, we work for you — not the insurance companies. That means we compare plans from every major carrier and provide honest, unbiased guidance at no cost to you. Whether you’re turning 65, reviewing your current Medicare coverage in Dayton, or looking for affordable health insurance under 65, we’re here to make the process simple.
Dayton and the Miami Valley area have a growing senior population with a wide range of Medicare plan options available. MedMyWay helps Dayton residents understand and compare all available coverage types, including:
All-in-one plans that often include prescription drug, dental, and vision coverage. We’ll identify the best Advantage plans available in the Dayton and Montgomery County area and help you compare networks, benefits, and costs.
Covers the gaps Original Medicare leaves behind, like copays, coinsurance, and deductibles. A strong option for Dayton residents who want predictable, consistent out-of-pocket costs.
Standalone drug coverage to pair with Original Medicare or a Medigap plan. We compare every Part D plan available in your zip code to find the best match for your specific prescriptions.
Ohio state assistance programs that may help reduce your Medicare premium costs based on income and assets.
New to Medicare and not sure where to begin? MedMyWay helps Dayton residents navigate the transition to Medicare with confidence. We’ll help you understand:
Reaching out before your 65th birthday gives you the most time to review your options without feeling rushed. Contact Jeff or Suzanne and we’ll walk through everything together — no pressure, no obligation.
Not yet eligible for Medicare? MedMyWay helps individuals and families in Dayton find affordable health insurance through ACA Marketplace plans (Healthcare.gov), non-Marketplace PPO options, and short-term health plans. We’ll compare options from every major carrier in Ohio and help you find coverage that fits your situation and budget — at no cost to you.
Comprehensive plans that may qualify for income-based subsidies.
The most common option for individuals and families under 65. Offered through Kentucky's state exchange (Kynect) or the federal marketplace in Ohio. These plans cover pre-existing conditions and may qualify for significant subsidies based on your income. They typically use HMO networks, so you'll have a primary care physician and need referrals for specialists. We'll run your numbers and show you the most affordable options available.
More flexibility, larger networks, no referrals needed.
If you want more flexibility in choosing doctors — or you don't qualify for ACA subsidies — a non-marketplace PPO may be the better fit. PPO plans offer larger national networks, no referral requirements, and often more predictable out-of-pocket costs. We work with multiple carriers offering PPO options in Kentucky and Ohio, and we'll compare premiums, networks, and benefits side by side so you see exactly what you're getting.
Temporary coverage to bridge gaps between plans.
UnitedHealthcare short-term plans are designed for gaps in coverage — between jobs, after aging off a parent's plan, or while waiting for Medicare eligibility. They offer fast, flexible coverage but don't cover pre-existing conditions and aren't a long-term replacement for comprehensive insurance. We'll help you decide whether a short-term plan makes sense for your situation, and for how long.
Flexible short-term coverage for life transitions.
Allstate short-term plans are another solid option for bridging temporary coverage gaps. Like other short-term coverage, they're built for flexibility during life transitions rather than long-term protection, and they don't meet ACA requirements or cover pre-existing conditions. We'll compare Allstate's short-term options against UnitedHealthcare's and the rest of the market so you land on the right temporary solution.
MedMyWay serves clients throughout Dayton and the surrounding Miami Valley area, including Kettering, Huber Heights, Beavercreek, Fairborn, Springboro, Miamisburg, Centerville, Vandalia, Tipp City, Englewood, Troy, and surrounding Montgomery and Greene County communities. We serve clients virtually and by phone, making it easy to connect regardless of where you are in the Dayton metro.
Jeff Janosick has been helping Ohio and Northern Kentucky residents find the right Medicare and health insurance plans since 2008. With thousands of clients helped and five-star reviews across the region, MedMyWay brings the personal service and expertise that national carriers and call centers simply can’t offer.
Whether you’re new to Medicare, turning 65, or just want to make sure you’re on the best plan available — MedMyWay is here to help. Schedule a free, no-pressure conversation with Jeff or Suzanne today.
