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2026 Medicare Annual Enrollment Period – Start Here​

Medicare Annual Enrollment Period 2026 - Start Here

Ready for 2026 Medicare Annual Enrollment Period?

Check out this video message to learn more.

More information about Annual Notice of Change

By the end of September, you should receive your Annual Notice of Change (ANOC) for your current Medicare Advantage Prescription Drug Plan (MAPD) or Medicare Stand-Alone Prescription Drug Plan (PDP). This document outlines any changes to your plan for the upcoming year, including premiums, copays, and coverage.

Please take a few moments to review it carefully.

If you review your ANOC and are happy with the plan details for 2026, no further action is needed — your coverage will automatically continue, and you’ll receive your updated plan materials before the new year.

The 2026 Medicare Annual Enrollment Period runs from October 15 through December 7.

If you have any questions or would like to review your options, please do not hesitate to contact your agent, Jeff or Suzanne. We are contracted with most insurance companies. We work for you, not the insurance company!
Schedule a Time to Talk with Suzanne
Schedule a Time to Talk with Jeff

Do you want to know more?
Should you change your Medicare Supplement plan?
2026 Medicare Advantage Update
Ways to save on Medicare premiums
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2026 Medicare Part D – Stand-Alone Prescription Drug Plans (PDP)

Pills and capsules macro

2026 Medicare Part D - Stand-alone Prescription Drug Plans (PDP)

Ready for 2026 Medicare Annual Enrollment Period?

Check out this video message to learn more.

How to pick a Medicare Part D - Stand-alone Prescription Drug Plan

Please review your Annual Notice of Change for your Stand-alone Prescription Drug Plan (PDP)

By the end of September, you should have received the Annual Notice of Change (ANOC) for your Medicare Stand-alone Prescription Drug Plan (PDP).  

Some plans may adjust their premiums or copays, make modifications to the prescriptions included on their drug formulary list, or make benefit changes.

If you have any questions or would like to review your options, please do not hesitate to contact your agent, Jeff or Suzanne. We are contracted with most insurance companies. We work for you, not the insurance company!
Schedule a Time to Talk with Suzanne
Schedule a Time to Talk with Jeff

The 2026 Medicare Annual Enrollment Period runs from October 15 through December 7.

If you are satisfied with the plan design of your Stand-alone Prescription Drug Plan (PDP) for 2026, there is nothing additional for you to do. Your new card and information for 2026 will automatically be sent to you by the end of 2025.

Call us with any questions or schedule a time to talk with Jeff or Suzanne using the buttons above.

Do you want to know more?
How to pick a Medicare Part D - Stand-alone Prescription Drug Plan
Should you change your Medicare Supplement plan?
2026 Medicare Update
Satisfied? Leave us a Five Star Review!
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2025 Medicare Parts A & B Premiums and Deductibles Announced

2025 Medicare Parts A & B Premiums and Deductibles

Nov 08, 2024

On November 8, 2024, the Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts. 

Medicare Part B Premium and Deductible

Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A.

Each year, the Medicare Part B premium, deductible, and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $185.00 for 2025, an increase of $10.30 from $174.70 in 2024. The annual deductible for all Medicare Part B beneficiaries will be $257 in 2025, an increase of $17 from the annual deductible of $240 in 2024. 

The increase in the 2025 Part B standard premium and deductible is mainly due to projected price changes and assumed utilization increases that are consistent with historical experience.

More info on Medicare premiums and deductibles can be found here https://www.medicare.gov/basics/costs/medicare-costs.

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Affordable Dental Insurance is well Within your Reach.

Affordable dental insurance is well within your reach.

Check out this video message to learn more.

If you have any questions or would like to review your options, please do not hesitate to contact your agent, Jeff or Suzanne. We are contracted with most insurance companies. We work for you, not the insurance company!
Schedule a Time to Talk with Suzanne
Schedule a Time to Talk with Jeff
Find quotes and enroll:
Delta Dental of Kentucky
Delta Dental of Ohio
Delta Dental of Missouri
Ameritas Dental Quote & Enroll
Cigna Dental Quote & Enroll
NCD Dental Quote & Enroll
DentalQuest - Dental Care Plus - Cincinnati/NKY
Aetna Dental, Vision and Hearing Insurance Plans
Delta Dental of South Carolina
Satisfied? Leave us a Five Star Review!
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Largest Hospital System in NKY will Stop Accepting Some Medicare Plans in 2025​

Largest Hospital System in NKY will Stop Accepting Some Medicare Plans in 2025

Schedule a Time to Talk with Suzanne
Schedule a Time to Talk with Jeff

Do you want to know more?
2025 Medicare Update
Medicare Annual Enrollment Period 2025 - Start Here
Satisfied? Leave us a Five Star Review!
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Big Changes for Short-term Health Insurance!​

Big Changes for Short-term Health Insurance!

Finalized federal rule reduces total duration of short-term health plans to 4 months.
HHS rule will apply to short-term limited duration insurance (STLDI) plans sold or issued on or after September 1, 2024.

Schedule a Time to Talk with Jeff
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How to pick a Medicare Part D – Stand-alone Prescription Drug Plan

How to pick a Medicare Part D - Stand-alone Prescription Drug Plan 

Do you have the right Part D RX drug plan?

Use our finder to select the best plan for you!

Use our website to make sure you have the best drug plan for your unique situation during Annual Enrollment Period (October 15 – December 7).  Enter your drugs with dosages and your preferred pharmacy to see which plan will work for you next year.

Click here to find your Part D drug plan

Important Points:

 1. We do NOT represent ALL of the drug plans.  Some Part D insurance companies do not work with agents so we cannot show their plans on our website.

2. You must CLICK the Prescription Drugs tab to search Part D plans.  The page default takes you to to Medicare Advantage on the quoting site. 

3. The default start date is January 1 if you are signing up during the AEP period (October 15 – December 7). After this period, the default effective date is the 1st of the next month.

4. If you are currently on a Medicare Advantage plan, and sign up for a Part D plan, this will disenroll you from that Medicare Advantage plan. Make sure you first have been approved for a Medicare Supplement, if you are applying for one.

5. If you make an account on the page, DO NOT use the +4 ZIP code. Just use the 5 digit ZIP code.

If you have any questions or would like to review your options, please do not hesitate to contact your agent, Jeff or Suzanne. We are contracted with most insurance companies. We work for you, not the insurance company!
Schedule a Time to Talk with Suzanne
Schedule a Time to Talk with Jeff
Do you want to know more?
More about all these Medicare TV Commercials
Should you change your Medicare Supplement plan?
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Kentucky’s Health Insurance Marketplace

Kynect logo

Kentucky’s Health Insurance Marketplace

Kentucky moved from healthcare.gov to Kynect for 2022 and beyond.  The transition was a little bumpy for many Kentucky residents.  If you need help with under age 65 health insurance in Kentucky and you are already in the Kynect system, I can try to help.  First, you must assign me as your agent by calling Kynect at 1-855-306-8959 or logging into your Kynect profile.  Please make sure you assign me as your Insurance Agent (not authorized rep), Jeffrey Janosick MedMyWay NPN 10935898.  Once I am assigned as your agent, I can access your information on Kynect and try to help sort out any issues you are having or help find new coverage.  Due to complexities with Kynect, I cannot guarantee I can solve all problems but I can try to help.

Kynect logo with phone number
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All these Medicare commercials, what are they talking about?​

Dyno mite

All these Medicare commercials, what are they talking about?

Check out this video message to learn more.

Medicare Savings Programs

You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay  Medicare Part A (Hospital Insurance) and  Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions. 

How do I apply for Medicare Savings Programs?

  • Do you have, or are you eligible for, Part A?
  • Is your income at, or below, the income limits listed for any of the programs at the links below? 
  • Do you have limited resources, below the limits listed at the links below?
Kentucky - click here
Ohio - click here
Indiana - click here
Missouri - click here
Wisconsin - click here
Medicare's National Directory - click here
Do you want to know more?
Learn more about changing Medicare Supplement plans
Check out our Part D Drug Plan (PDP) finder
Schedule a Time to Talk with Jeff
Schedule a Time to Talk with Suzanne
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